Are you a frequent traveler but don’t currently have a travel rewards credit card? Or maybe you already have one, but you’re looking for more lucrative travel benefits? If you’re a points and miles enthusiast, then you’re in luck—we have the perfect travel credit card to add to your wallet.

Most major banks and card companies, like Chase, Bank of America, and American Express, offer a variety of credit cards designed for frequent travelers. These offerings range from cards that earn points and miles on everyday purchases to those that provide elevated benefits like free airport lounge access or hundreds of dollars in travel credits and sign-up bonuses. Most travel cards allow you to redeem points and miles for travel-related expenses like flights, cruises, rental cars, or hotels. Some even offer cash back, gift cards, or redemptions from Amazon, Apple, and other online stores.

There is a huge variety of travel cards to choose from in the market. Some rewards cards are free but offer minimal travel benefits, while others charge an annual fee ranging from $100 to $700 per year. We personally have the Venture X card and have used it since it launched in 2021. We applied when it first came out, and by taking advantage of all the travel benefits, we covered the $395 annual fee five times over. With the travel credits, welcome bonus, and airport lounge access, the card has more than paid for itself. Additionally, this card does not charge foreign transaction fees, unlike many credit cards that typically charge around 3% of each purchase. That means you can use it for all your travel abroad without incurring hidden fees.

Card Details:  Earn 75,000 bonus miles after you spend $4,000 on purchases in the first three months from account opening. Annual fee: $395. Click here for more details or to apply. Only valid for US residents.

Top 5 Travel Benefits of Venture X

The Venture X card makes using its benefits easier than other premium travel cards, such as the Chase Sapphire Reserve or the American Express Platinum card. Check out the top 5 benefits below.

Unlimited Rewards 

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases.

$750 Welcome Bonus Offer (75,000 miles)

Earn 75,000 bonus miles after you spend $4,000 on purchases in the first three months from account opening. Your miles won’t expire for the life of the account, so they’re always there when you need them. Plus, there are no blackout dates. You can use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars, and more—plus transfer miles to your choice of 15+ travel loyalty programs.

$300 Annual Travel Credit 

Receive up to $300 back as statement credits for bookings made through Capital One Travel, where you’ll get great prices on thousands of travel options. This applies to purchases like hotel bookings, car rentals, and airfare. The benefit is automatic as long as you spend the $300 via the travel portal each year.

Global Airport Lounge Access ($400 value)

All Venture X cardholders can register for Priority Pass and access over 1,400 airport lounges worldwide. You’re allowed to bring two guests with you for free on each lounge visit. This membership alone normally costs $429 per year if purchased directly from Priority Pass.

$100 Annual Bonus Offer (10,000 miles)

You’ll receive extra bonus miles on your card's anniversary date. The $100 bonus is automatically delivered to your account as 10,000 miles and will repeat each year, starting on your first anniversary. You can redeem these miles through the Capital One Travel portal.

Additional Benefits

The Venture X card includes many additional benefits, but the top 5 above are the most valuable in our opinion. These extra benefits include rental car status and insurance, Global Entry or TSA PreCheck credits, travel insurance, cellphone protection, purchase protection, extended warranty, and return protection. Click here to visit the Capital One website and view all the detailed benefits of this excellent travel rewards credit card.

Should You Apply for the Venture X Card?

As mentioned above, the Venture X is a premium rewards credit card designed for frequent travelers who want an elevated travel experience without paying a high annual fee. Comparable cards from Chase ($550) and American Express ($700) charge significantly more annually to maintain.

If you have good credit, travel often, and are savvy with points and miles, this is an excellent card for you. It offers great value by simply using a few of its most lucrative benefits. While some people might consider canceling the card after the first year once they receive the 75,000-mile bonus, it’s worth considering for the long term since the annual benefits easily outweigh the $395 annual fee.

We personally have the Venture X card and have been using it since 2021. We applied when it first launched and, by taking full advantage of its travel benefits, we easily covered the $395 annual fee. In fact, we've received around $2,000 in free travel in the first year alone—nearly 5 times the cost of the annual fee.

However, if you’re not a frequent traveler and don’t enjoy tracking points or booking trips with miles, this card may not be the best fit for you. Additionally, if you don't think you can meet the $4,000 spending requirement in the first three months, you won’t qualify for the 75,000-mile sign-up bonus, making it less worthwhile to apply.

How Do You Apply?

Click below for more details or to apply. Only valid for US residents.

Note: we may receive compensation if you apply for this card and your application is approved. Rest assured that we never sacrifice our integrity for sponsorship or financial gain. We only mention products and services that we personally use, recommend and trust. Image source: Pexels.